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Buying or Refinancing?

Exclusive Benefits for Costco members

Manual Membership Selection
To access Costco member rates and discounts select one of the following:

Currently not a Costco member? Be sure to ask your Mortgage Consultant about becoming one. It is easy and enables you to receive Member Discounts.

Costco Executive Members

could save an average of
$7,109
over the typical life of the loan*

Executive Members

Lender fees
$350
or less*

Gold Star Members

Lender fees
$650
or less*

Why Refinance?

Here are 4 potential reasons why a Costco member may want to refinance their home:
Woman sitting at coffee table
Lower Interest Rates/Mortgage Payment

We have seen the lowest interest rates in our Country’s history! With interest rates so low, millions of homeowners were able to refinance, and substantially reduce the interest rate on their mortgage, thus bringing down their monthly payments. Check to see if you can lower your interest rates today!

Debt Consolidation

Since most credit cards or revolving debt may come with a high rate of interest, many homeowners use the equity in their home to pay off these liabilities. With lower mortgage rates this is a great way to reduce your overall monthly expenditure. By rolling those into your mortgage, you could reduce these payments. Check out our rates!

Get Cash Out

Members can utilize the equity in their home and put it to work. In most cases, Costco members have built equity in their homes at the same time as they paid down their mortgages. Taking cash out could be a great way for Costco members to accomplish personal and financial goals. For instance, a home improvement project, college tuition for the kids, unforeseen medical bills or to just simply start building a nest egg, are many reasons that people utilize the equity in their home when they refinance. Click here to shop mortgage rates.

Reducing the Term

30 years is a long time and often by the time the 30 years are over you may have already retired. Depending on your current loan, you may be able to go from a 30-year term down to a 15 or 20 year with little or no effect on the monthly payment. Check out refinance terms today!

Why Refinance with the Mortgage Program?

The Mortgage Program for Costco Members has developed relationships with a number of participating lenders that have committed to providing Costco members with superior service, competitive rates, and exclusive benefits. With The Mortgage Program for Costco Members, see if you can lower your monthly payment or interest rate.

To view rates and fees as well as exclusive benefits for Costco members, complete the simple questionnaire above or contact the Mortgage Program at 800.793.0759.

Members Are Talking
  • “Great service. They answered all our questions the next day or same day. They explained the loan process and made me feel comfortable about what I was doing while I was doing it. Excellent people.”

    - Jeffery C., Stratham, NH, 3/2019
  • “We couldn’t be happier with every aspect of The Mortgage Program for Costco Members. We encountered several roadblocks during the loan process. None of them were due to the lender. However, they worked with us to resolve each of them. We won’t hesitate to let our friends and family know to use this service.”

    - Diane M., LHC, AZ, 3/2019
  • “The process was so easy and I was always kept in the loop. Any and all questions were answered thoroughly, and the response time was usually the same day, if not within an hour. Highly recommend The Mortgage Program for Costco Members.”

    - Sally R., San Diego, CA 3/2019
  • “The Mortgage Program for Costco Members saved me a lot of money with no mortgage insurance. Amazing.”

    - Erick C., Phoenix, AZ, 3/2019
  • “Great experience all around. Every person I worked with was a clear communicator, moved their part quickly along, and worked hard to make my mortgage refinance go smoothly and quickly. Highly recommend.”

    - Melissa M., Olathe, KS, 2/2019
  • “Mortgage was quick, easy, and cheaper than the competition. Would definitely use again.”

    - Brian K., Sandy, UT, 3/2019
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Individual results may vary.